.terms-layout{display:grid;grid-template-columns:minmax(0,0.9fr) minmax(0,2.1fr);gap:var(--space-10)}@media(max-width:992px){.terms-layout{grid-template-columns:1fr;gap:var(--space-8)}}.terms-rail{position:sticky;top:120px;align-self:flex-start;display:flex;flex-direction:column;gap:var(--space-5);padding:var(--space-6);border-radius:var(--radius-lg);background:radial-gradient(circle at top,rgba(17,28,44,0.96),rgba(8,9,11,0.98));border:1px solid rgba(183,154,104,0.24);box-shadow:var(--shadow-soft);max-height:80vh;overflow:auto}@media(max-width:992px){.terms-rail{position:static;max-height:none;order:2}}.terms-rail-title{font-size:var(--font-size-xs);letter-spacing:0.18em;text-transform:uppercase;color:var(--color-text-muted);margin-bottom:var(--space-1)}.terms-nav{display:flex;flex-direction:column;gap:var(--space-2);font-size:var(--font-size-sm)}.terms-nav-link{padding:6px 0;color:var(--color-text-muted);border-bottom:1px solid rgba(255,255,255,0.04);transition:color var(--transition-base),border-color var(--transition-base)}.terms-nav-link:last-child{border-bottom:none}.terms-nav-link:hover{color:var(--color-accent-gold);border-color:rgba(183,154,104,0.4)}.terms-cta{margin-top:var(--space-3);padding-top:var(--space-4);border-top:1px solid rgba(255,255,255,0.06);display:flex;flex-direction:column;gap:var(--space-3)}.terms-cta-label{font-size:var(--font-size-xs);letter-spacing:0.16em;text-transform:uppercase;color:var(--color-text-muted)}.terms-cta-btn{width:100%}.terms-cta-secondary{width:100%}.terms-content{display:flex;flex-direction:column;gap:var(--space-8)}.terms-section{padding-bottom:var(--space-6);border-bottom:1px solid rgba(255,255,255,0.06)}.terms-section:last-of-type{border-bottom:none;padding-bottom:0}.terms-heading{font-size:var(--font-size-2xl);margin-bottom:var(--space-3)}.terms-subheading{font-family:var(--font-serif);font-size:var(--font-size-lg);margin-bottom:var(--space-2);color:var(--color-text-primary)}.terms-list{display:flex;flex-direction:column;gap:var(--space-2);margin-top:var(--space-2);margin-bottom:var(--space-3);font-size:var(--font-size-sm);color:var(--color-text-muted)}.terms-list li{position:relative;padding-left:var(--space-4)}.terms-list li::before{content:"";position:absolute;left:0;top:0.65em;width:6px;height:6px;border-radius:999px;background:radial-gradient(circle at 30% 0,var(--color-accent-gold),var(--color-accent-copper))}.terms-inline-link{text-decoration:underline dotted rgba(183,154,104,0.6);text-underline-offset:3px;color:var(--color-text-muted);transition:color var(--transition-base),text-decoration-color var(--transition-base)}.terms-inline-link:hover{color:var(--color-accent-gold);text-decoration-color:var(--color-accent-gold)}.terms-next-steps{margin-top:var(--space-4)}.terms-next-card{border-radius:var(--radius-xl);padding:var(--space-7);background:radial-gradient(140% 200% at top,rgba(17,28,44,0.98),rgba(41,24,34,0.98));border:1px solid rgba(183,154,104,0.35);box-shadow:var(--shadow-soft);display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:var(--space-6)}.terms-next-kicker{font-size:var(--font-size-xs);letter-spacing:0.16em;text-transform:uppercase;color:var(--color-text-muted);margin-bottom:var(--space-2)}.terms-next-title{font-size:var(--font-size-2xl);margin-bottom:var(--space-2)}.terms-next-actions{display:flex;flex-wrap:wrap;gap:var(--space-3)}